Side Hustle Income Calculator

Project income from a side hustle.

Hours per week

hrs

Effective hourly rate

$/hr

Weeks per year(optional)

weeks

Default 52

Results update as you type.

Monthly income

—

Weekly income—

Annual income—

How it works

A side hustle can meaningfully boost your income, and this calculator projects how much it adds up to. You enter the hours you work per week, your effective hourly rate, and the number of weeks you work per year, and it returns weekly, monthly, and annual income. The math multiplies hours by rate for weekly earnings, then scales to a year. Using an effective hourly rate — your total earnings divided by hours, including any unpaid time spent finding clients or on admin — gives a more honest picture than a headline rate, since side gigs often involve unpaid overhead. Choosing weeks per year below 52 accounts for time off, slow periods, or seasonal work. Seeing the annual figure helps you decide whether a side hustle is worth the time, compare different opportunities, and set income goals. Keep in mind that side hustle income is usually self-employment income, so you'll owe income and self-employment taxes on it and should set aside roughly a quarter to a third for taxes — the figures here are gross, before tax. Tracking the real hourly rate also helps you spot low-value work and focus on the most profitable activities. Enter your hours, rate, and weeks to project your side income.

Formula

Annual = hours per week × hourly rate × weeks per year

Weekly income is your hours per week times your effective hourly rate. Multiplying by the weeks you work per year gives annual income, and dividing that by twelve gives the monthly figure. It projects a side hustle's earnings from your time and rate.

Source:Income projection

We review all our tools from time to time to ensure accuracy.

Worked example

Hours per week:10Effective hourly rate:25Weeks per year:52

10 × $25 = $250/week × 52 = $13,000 a year (about $1,083/month).

How to use this calculator

1
Enter your values
Enter hours per week and effective hourly rate.
2
Adjust the options
Adjust weeks per year if they apply — sensible defaults are already set.
3
Read your result
Monthly income updates instantly as you type — no button to press.

Frequently asked questions

How do I calculate side hustle income?

Multiply your hours per week by your hourly rate for weekly income, then by the weeks you work per year for the annual total. Ten hours a week at $25 an hour over 52 weeks is $13,000 a year, or about $1,083 a month. The calculator shows weekly, monthly, and annual figures.

What is an effective hourly rate?

Your effective hourly rate is total earnings divided by all hours spent, including unpaid time finding clients, communicating, and doing admin — not just billable hours. Side hustles often have significant unpaid overhead, so the effective rate is lower than the headline rate. Using it gives a more honest picture of what your time actually earns.

Do I owe taxes on side hustle income?

Yes. Side hustle earnings are typically self-employment income, subject to income tax and self-employment tax for Social Security and Medicare. The figures here are gross, before tax. Set aside roughly 25 to 30 percent for taxes, track your expenses (which may be deductible), and consider quarterly estimated payments to avoid a large bill or penalty.

Why choose fewer than 52 weeks?

Few people work every single week of the year. Reducing weeks per year accounts for vacations, holidays, slow periods, or seasonal work. If your side hustle is only busy part of the year, or you take breaks, lowering the weeks gives a more realistic annual projection than assuming you earn the same every week for all 52.

How can I earn more from a side hustle?

Raise your effective hourly rate by increasing prices, working more efficiently, or reducing unpaid overhead, rather than just adding hours. Focus on the most profitable activities and clients, and drop low-value work. Because annual income scales directly with rate and hours, even a modest rate increase can add up significantly over a year.